100% MORTGAGES IN SPAIN

PLEASE NOTE Spanish banks DO NOT give a mortgage in principal, without all necessary paperwork submitted as well as a valuation of the property.

Will we submit your application to SEVERAL banks to obtain the best mortgage deal for you

There are 4 ways to obtain this.

* Find a property which is undervalued, since loans are based on LTV (loan to value)
* If you are a Spanish resident and have held a PERMANENT contract for 3 years.
* Own another property in Spain with a small or no mortgage. You can buy another one for the same or slightly more in value.
* Buy an off plan way in advance, upon completion with today's market the value would have increased substantially, again based on LTV. Non-resident Mortgages are our specialty

The term offered is up to 30 years, depending on your age. If you are in your late 60's we can still help you with a term of 8-10 years. Maximum LTV will be difficult to obtain, but this depends on your income.

Please always tell us your full story, so that we can arrange a Spanish mortgage with a bank that suits your needs.

We can also help with interest only the first years to keep repayments to the lowest whilst you are finding your feet and getting accustomed to the Spanish way of life.

Please note that Spanish banks DO NOT carry out credit checks in the UK on Non residents.

So whatever your circumstances we can help.

Please email us your details and we can find the property for you and most of all a tailor made mortgage that suits your needs.

With over 5000 Properties to choose from what are you waiting for...

Because we are based in Spain we can offer you services that other brokers cannot. We have the personal and first hand experience of the relative legalisations that apply.

Please note that we only offer mortgages on our own properties.